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TIP SHEETS:

Auto Insurance

Our personal knowledge of your community and your property is a great benefit to you. You can buy insurance coverage from anywhere, but getting the prompt, courteous service when you have a problem is what makes a difference.

At Dakin, we're serious about our cost-containment pledge to fight auto insurance fraud and control medical expenses so that you're not paying for needlessly inflated costs.

We offer a broad range of premium discounts that recognize both safe driving records and responsible lifestyles. To find out what discounts you might qualify for, fill out the short questionaire below: Check the box if the answer is yes.
Have you been accident and violation free for the past three years?

Do you own your home or condo?

Will you insure more than one car?

Does your car have anti-theft devices?

Does your car have automatic seat belts?

Does your car have air bags?

Does your car have anti-lock breaks?

Are you 50 years of age or older?

Are you married?

Do you have home or other insurance policies with Dakin?

Have you taken a driver safety course?

Are you a student with a "B" or better grade average?



    Common Terms:

  • Bodily Injury Liability protects you against damages for which you may be held legally liable if your car injures or kills someone.

  • Property Damage Liability protects you against damages for which you may be held legally liable if your car damages the property of others.

  • Medical Payments Coverage pays for medical or funeral expenses for you and others injured or killed while riding in your car regardless of who is at fault.

  • Uninsured Motorist Coverage pays for damages caused by bodily injury to you and your family when the damages are the fault of another driver who has no bodily injury liability insurance.

  • Underinsured Motorist Coverage protects you and your family against the driver who has bodily injury liability coverage, but at inadequate limits.

  • Comprehensive Coverage pays for loss to your car caused by accidents other than collision or upset.

  • Collision Coverage pays for loss to your car caused by upset or collision with another vehicle or object.

  • Towing and Labor Coverage pays for towing of your car and any labor required at the scene when your car becomes disabled.

  • Rental Reimbursement pays for car rental when your car is damaged and you have made a comprehensive or collision claim.


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